SplitChamp
Shared costs · settled clean

Nobody remembers who paid what.

SplitChamp does. Add an expense once, let it split the way the group actually agreed, and see the fewest payments that clear everyone out.

One group · every expense · zero spreadsheet drama

Built for Flatmates/ Trips/ Couples/ Dinners/ Any group that shares a bill

  Four ways to split

Real bills aren't always split down the middle.

One person had the starter, someone else covered the deposit, one room is bigger than the other. SplitChamp handles each of those without a spreadsheet.

Equal

Straight down the middle

Everyone in, split evenly. Leftover cents are handed out fairly rather than dumped on the last person.

Exact

Exact amounts

Say precisely what each person owes when the bill already breaks down by item.

Percentage

By percentage

60/40 on the rent, 70/30 on the bills. Set the shares once and add expenses in seconds.

Shares

By shares

Two shares for the couple, one each for the rest. Easier than working out the percentages yourself.

  Features

Everything the group argument needs.

Groups, balances, settle-ups and the recurring costs that come back every month, in one place and always adding up.

Groups & friends

Make a group for the flat, the trip or the weekend. Invite people with a code or by email, even before they've installed the app.

Expenses that add up

Log who paid and who shared. Amounts are handled to the cent, so the parts always sum back to the bill.

Settle up, not guess

Record a payment between two people and the balances move with it. Nothing is edited by hand, so the history stays honest.

Simplify debts

Instead of six people paying each other in circles, see the shortest set of payments that clears the whole group.

Recurring expenses

Rent, internet, the gym. Set it once and it's added on schedule, split the same way every time.

One currency per group

Each group keeps a single currency, from zero-decimal ones like JPY to three-decimal ones like KWD, so balances can never quietly mix.

  How it works

Four steps, then stop thinking about it.

1

Make a group

Name it, pick the currency, invite the people sharing the costs.

2

Add expenses

Who paid, how much, who it's shared with, and which split fits.

3

Watch the balances

Every expense updates what each person is owed or owes, live.

4

Settle up

Pay each other however you like, record it, and the group clears.

  Straight answers

Your money stays yours.

SplitChamp keeps the record of who owes what. It never touches the money itself.

No payments

We don't move money

You settle up your own way — cash, bank transfer, whatever suits. SplitChamp records that it happened.

No ads

Nothing to sell

No advertising, and we don't sell personal data. What you log is there to make the group's balances work.

Sign-in

Google sign-in only

No password for us to lose. We keep your email and display name so the group can find you.

  Who made it

SplitChamp is built by beanvoid.

beanvoid

beanvoid is a product studio that designs and engineers software from zero to production: the mobile apps, the backend, and the infrastructure underneath. SplitChamp is built and run end to end by that team.

  Get in touch

Questions, bugs, or ideas?

Tell us how your group splits things and what other apps get wrong. It shapes what we build next.